Call reports 2021
INFIRST BANK — 2021
What INFIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 465,506,000 | 464,049,000 | 457,264,000 | 465,706,000 |
| Total loans | 391,378,000 | 393,526,000 | 396,841,000 | 407,075,000 |
| Allowance for loan losses | 5,451,000 | 5,811,000 | 5,917,000 | 6,125,000 |
| Securities available for sale | 24,602,000 | 24,135,000 | 31,752,000 | 27,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,657,000 | 410,598,000 | 406,086,000 | 408,338,000 |
| Interest-bearing deposits | 340,014,000 | 339,339,000 | 331,355,000 | 335,355,000 |
| Noninterest-bearing deposits | 72,643,000 | 71,259,000 | 74,731,000 | 72,983,000 |
| Equity capital | 45,029,000 | 45,623,000 | 45,947,000 | 46,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,177,000 | 9,990,000 | 14,737,000 | 19,556,000 |
| Interest expense | 839,000 | 1,522,000 | 2,097,000 | 2,618,000 |
| Net interest income | 4,338,000 | 8,468,000 | 12,640,000 | 16,938,000 |
| Noninterest income | 487,000 | 1,053,000 | 1,638,000 | 2,175,000 |
| Noninterest expense | 3,458,000 | 7,032,000 | 10,708,000 | 14,472,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,067,000 | 1,889,000 | 2,674,000 | 3,587,000 |
| Income tax | 283,000 | 505,000 | 717,000 | 989,000 |
| Net income | 784,000 | 1,384,000 | 1,957,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,243,000 | 44,834,000 | 45,416,000 | 46,056,000 |
| Total capital | 48,205,000 | 48,899,000 | 49,116,000 | 49,984,000 |
| Risk-weighted assets | 315,504,000 | 323,554,000 | 293,748,000 | 312,029,000 |