Call reports 2020
INFIRST BANK — 2020
What INFIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 431,545,000 | 453,330,000 | 458,896,000 | 450,656,000 |
| Total loans | 363,477,000 | 387,293,000 | 396,044,000 | 393,434,000 |
| Allowance for loan losses | 5,235,000 | 5,582,000 | 4,982,000 | 5,437,000 |
| Securities available for sale | 40,963,000 | 39,310,000 | 35,070,000 | 29,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,600,000 | 396,069,000 | 401,435,000 | 397,006,000 |
| Interest-bearing deposits | 322,491,000 | 336,875,000 | 340,355,000 | 334,213,000 |
| Noninterest-bearing deposits | 45,109,000 | 59,194,000 | 61,080,000 | 62,793,000 |
| Equity capital | 43,197,000 | 43,605,000 | 44,006,000 | 44,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,869,000 | 9,927,000 | 15,120,000 | 20,187,000 |
| Interest expense | 1,356,000 | 2,596,000 | 3,743,000 | 4,781,000 |
| Net interest income | 3,513,000 | 7,331,000 | 11,377,000 | 15,406,000 |
| Noninterest income | 465,000 | 812,000 | 1,301,000 | 1,767,000 |
| Noninterest expense | 3,222,000 | 6,383,000 | 9,756,000 | 13,147,000 |
| Provision for loan losses | 465,000 | 819,000 | 1,134,000 | 1,450,000 |
| Pretax income | 291,000 | 941,000 | 1,788,000 | 2,576,000 |
| Income tax | 62,000 | 235,000 | 467,000 | 680,000 |
| Net income | 229,000 | 706,000 | 1,321,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,791,000 | 42,268,000 | 42,883,000 | 43,130,000 |
| Total capital | 45,821,000 | 46,320,000 | 47,064,000 | 47,136,000 |
| Risk-weighted assets | 321,171,000 | 322,603,000 | 333,655,000 | 319,195,000 |