Call reports 2019
INFIRST BANK — 2019
What INFIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 409,128,000 | 412,914,000 | 420,251,000 | 420,177,000 |
| Total loans | 349,710,000 | 350,319,000 | 350,796,000 | 359,801,000 |
| Allowance for loan losses | 4,723,000 | 4,866,000 | 5,034,000 | 5,061,000 |
| Securities available for sale | 31,347,000 | 31,658,000 | 30,142,000 | 37,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,151,000 | 349,393,000 | 358,625,000 | 359,557,000 |
| Interest-bearing deposits | 293,728,000 | 306,737,000 | 314,388,000 | 314,369,000 |
| Noninterest-bearing deposits | 41,423,000 | 42,656,000 | 44,237,000 | 45,188,000 |
| Equity capital | 40,365,000 | 41,237,000 | 41,762,000 | 42,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,742,000 | 9,588,000 | 14,505,000 | 19,428,000 |
| Interest expense | 1,280,000 | 2,596,000 | 3,994,000 | 5,378,000 |
| Net interest income | 3,462,000 | 6,992,000 | 10,511,000 | 14,050,000 |
| Noninterest income | 422,000 | 878,000 | 1,320,000 | 1,774,000 |
| Noninterest expense | 2,976,000 | 6,011,000 | 9,140,000 | 12,379,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 750,000 |
| Pretax income | 713,000 | 1,469,000 | 2,106,000 | 2,695,000 |
| Income tax | 187,000 | 386,000 | 534,000 | 680,000 |
| Net income | 526,000 | 1,083,000 | 1,572,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,073,000 | 40,629,000 | 41,119,000 | 41,562,000 |
| Total capital | 43,788,000 | 44,408,000 | 44,990,000 | 45,479,000 |
| Risk-weighted assets | 296,229,000 | 301,269,000 | 308,539,000 | 312,203,000 |