Call reports 2018
INFIRST BANK — 2018
What INFIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 385,280,000 | 395,126,000 | 394,145,000 | 403,024,000 |
| Total loans | 347,711,000 | 349,918,000 | 348,473,000 | 350,081,000 |
| Allowance for loan losses | 4,300,000 | 4,422,000 | 4,599,000 | 4,596,000 |
| Securities available for sale | 14,725,000 | 18,134,000 | 22,010,000 | 33,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,285,000 | 322,076,000 | 320,159,000 | 326,549,000 |
| Interest-bearing deposits | 270,218,000 | 279,086,000 | 279,461,000 | 287,208,000 |
| Noninterest-bearing deposits | 42,067,000 | 42,990,000 | 40,698,000 | 39,341,000 |
| Equity capital | 37,504,000 | 38,003,000 | 38,579,000 | 39,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,710,000 | 13,251,000 | 17,913,000 |
| Interest expense | 832,000 | 1,783,000 | 2,829,000 | 3,991,000 |
| Net interest income | 3,411,000 | 6,927,000 | 10,422,000 | 13,922,000 |
| Noninterest income | 418,000 | 825,000 | 1,234,000 | 1,678,000 |
| Noninterest expense | 2,815,000 | 5,736,000 | 8,574,000 | 11,402,000 |
| Provision for loan losses | 180,000 | 460,000 | 655,000 | 900,000 |
| Pretax income | 834,000 | 1,556,000 | 2,427,000 | 3,298,000 |
| Income tax | 206,000 | 379,000 | 575,000 | 778,000 |
| Net income | 628,000 | 1,177,000 | 1,852,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,654,000 | 38,204,000 | 37,886,000 | 39,546,000 |
| Total capital | 41,255,000 | 41,958,000 | 41,605,000 | 43,249,000 |
| Risk-weighted assets | 287,390,000 | 299,669,000 | 296,667,000 | 295,344,000 |