Call reports 2017
INFIRST BANK — 2017
What INFIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 362,139,000 | 367,738,000 | 367,157,000 | 376,321,000 |
| Total loans | 326,133,000 | 332,594,000 | 334,585,000 | 342,486,000 |
| Allowance for loan losses | 3,698,000 | 3,869,000 | 3,983,000 | 4,120,000 |
| Securities available for sale | 12,168,000 | 14,039,000 | 13,427,000 | 13,328,000 |
| Securities held to maturity | 117,000 | 106,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,842,000 | 301,795,000 | 303,183,000 | 299,073,000 |
| Interest-bearing deposits | 250,976,000 | 262,979,000 | 263,931,000 | 260,153,000 |
| Noninterest-bearing deposits | 37,866,000 | 38,816,000 | 39,252,000 | 38,920,000 |
| Equity capital | 36,078,000 | 36,570,000 | 37,169,000 | 36,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,899,000 | 7,836,000 | 11,940,000 | 16,129,000 |
| Interest expense | 670,000 | 1,364,000 | 2,091,000 | 2,854,000 |
| Net interest income | 3,229,000 | 6,472,000 | 9,849,000 | 13,275,000 |
| Noninterest income | 352,000 | 704,000 | 1,116,000 | 1,612,000 |
| Noninterest expense | 2,582,000 | 5,205,000 | 7,905,000 | 10,773,000 |
| Provision for loan losses | 215,000 | 380,000 | 545,000 | 765,000 |
| Pretax income | 784,000 | 1,591,000 | 2,515,000 | 3,362,000 |
| Income tax | 301,000 | 610,000 | 973,000 | 1,867,000 |
| Net income | 483,000 | 981,000 | 1,542,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,010,000 | 36,509,000 | 37,069,000 | 37,021,000 |
| Total capital | 39,324,000 | 39,968,000 | 40,575,000 | 40,351,000 |
| Risk-weighted assets | 264,723,000 | 276,322,000 | 280,008,000 | 265,647,000 |