Call reports 2012
INFIRST BANK — 2012
What INFIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 280,524,000 | 284,436,000 | 281,771,000 | 287,368,000 |
| Total loans | 218,802,000 | 227,775,000 | 233,828,000 | 242,260,000 |
| Allowance for loan losses | 2,148,000 | 2,049,000 | 2,146,000 | 2,172,000 |
| Securities available for sale | 26,522,000 | 29,030,000 | 28,229,000 | 26,283,000 |
| Securities held to maturity | 681,000 | 656,000 | 426,000 | 404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,585,000 | 243,491,000 | 240,519,000 | 237,920,000 |
| Interest-bearing deposits | 209,494,000 | 215,209,000 | 212,491,000 | 209,570,000 |
| Noninterest-bearing deposits | 30,091,000 | 28,282,000 | 28,028,000 | 28,350,000 |
| Equity capital | 27,263,000 | 27,801,000 | 28,435,000 | 28,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 6,136,000 | 9,226,000 | 12,343,000 |
| Interest expense | 837,000 | 1,653,000 | 2,410,000 | 3,088,000 |
| Net interest income | 2,208,000 | 4,483,000 | 6,816,000 | 9,255,000 |
| Noninterest income | 343,000 | 700,000 | 1,017,000 | 1,418,000 |
| Noninterest expense | 1,842,000 | 3,717,000 | 5,594,000 | 7,528,000 |
| Provision for loan losses | 60,000 | 120,000 | 260,000 | 375,000 |
| Pretax income | 649,000 | 1,346,000 | 1,979,000 | 2,770,000 |
| Income tax | 231,000 | 486,000 | 706,000 | 984,000 |
| Net income | 418,000 | 860,000 | 1,273,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,717,000 | 27,158,000 | 27,573,000 | 28,090,000 |
| Total capital | 28,866,000 | 29,207,000 | 29,719,000 | 30,262,000 |
| Risk-weighted assets | 177,506,000 | 186,508,000 | 186,178,000 | 187,735,000 |