Call reports 2011
INFIRST BANK — 2011
What INFIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,425,000 | 262,861,000 | 270,028,000 | 269,189,000 |
| Total loans | 203,105,000 | 211,894,000 | 211,416,000 | 215,624,000 |
| Allowance for loan losses | 1,926,000 | 1,988,000 | 2,040,000 | 2,092,000 |
| Securities available for sale | 32,537,000 | 30,485,000 | 28,002,000 | 25,148,000 |
| Securities held to maturity | 2,268,000 | 1,619,000 | 1,430,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,298,000 | 224,100,000 | 229,761,000 | 229,052,000 |
| Interest-bearing deposits | 198,713,000 | 201,329,000 | 203,908,000 | 202,896,000 |
| Noninterest-bearing deposits | 22,585,000 | 22,771,000 | 25,853,000 | 26,156,000 |
| Equity capital | 25,080,000 | 25,716,000 | 26,443,000 | 26,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 6,084,000 | 9,201,000 | 12,290,000 |
| Interest expense | 877,000 | 1,758,000 | 2,648,000 | 3,505,000 |
| Net interest income | 2,107,000 | 4,326,000 | 6,553,000 | 8,785,000 |
| Noninterest income | 335,000 | 673,000 | 1,048,000 | 1,333,000 |
| Noninterest expense | 1,772,000 | 3,568,000 | 5,356,000 | 7,125,000 |
| Provision for loan losses | 60,000 | 130,000 | 210,000 | 270,000 |
| Pretax income | 610,000 | 1,301,000 | 2,035,000 | 2,723,000 |
| Income tax | 213,000 | 453,000 | 717,000 | 967,000 |
| Net income | 397,000 | 848,000 | 1,318,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,935,000 | 25,387,000 | 25,858,000 | 26,297,000 |
| Total capital | 26,861,000 | 27,375,000 | 27,898,000 | 28,389,000 |
| Risk-weighted assets | 163,270,000 | 167,999,000 | 168,249,000 | 172,404,000 |