Call reports 2013
CONDON BANK & TRUST — 2013
What CONDON BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 101,925,000 | 103,210,000 | 104,768,000 |
| Total loans | 24,435,000 | 24,180,000 | 22,949,000 |
| Allowance for loan losses | 352,000 | 360,000 | 363,000 |
| Securities available for sale | 64,320,000 | 61,015,000 | 60,344,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 91,467,000 | 93,423,000 | 94,752,000 |
| Interest-bearing deposits | 78,468,000 | 80,097,000 | 80,892,000 |
| Noninterest-bearing deposits | 12,999,000 | 13,326,000 | 13,860,000 |
| Equity capital | 9,646,000 | 9,017,000 | 9,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 720,000 | 1,387,000 | 2,051,000 |
| Interest expense | 105,000 | 204,000 | 298,000 |
| Net interest income | 615,000 | 1,183,000 | 1,753,000 |
| Noninterest income | 99,000 | 189,000 | 291,000 |
| Noninterest expense | 648,000 | 1,286,000 | 1,827,000 |
| Provision for loan losses | 30,000 | 30,000 | -177,000 |
| Pretax income | 36,000 | 56,000 | 394,000 |
| Income tax | -26,000 | -67,000 | 14,000 |
| Net income | 62,000 | 123,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 8,993,000 | 9,054,000 | 9,261,000 |
| Total capital | 9,345,000 | 9,414,000 | 9,624,000 |
| Risk-weighted assets | 35,221,000 | 35,627,000 | 35,006,000 |