Call reports 2012
CONDON BANK & TRUST — 2012
What CONDON BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,186,000 | 103,742,000 | 104,959,000 | 100,428,000 |
| Total loans | 27,431,000 | 26,284,000 | 25,364,000 | 24,752,000 |
| Allowance for loan losses | 653,000 | 749,000 | 763,000 | 344,000 |
| Securities available for sale | 58,451,000 | 59,119,000 | 63,773,000 | 64,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,421,000 | 92,254,000 | 93,488,000 | 89,529,000 |
| Interest-bearing deposits | 78,275,000 | 77,914,000 | 78,304,000 | 74,381,000 |
| Noninterest-bearing deposits | 13,146,000 | 14,340,000 | 15,184,000 | 15,148,000 |
| Equity capital | 10,365,000 | 10,229,000 | 10,218,000 | 9,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,663,000 | 2,443,000 | 3,193,000 |
| Interest expense | 151,000 | 299,000 | 435,000 | 554,000 |
| Net interest income | 706,000 | 1,364,000 | 2,008,000 | 2,639,000 |
| Noninterest income | 117,000 | 226,000 | 330,000 | 433,000 |
| Noninterest expense | 700,000 | 1,375,000 | 2,003,000 | 2,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 174,000 |
| Pretax income | 452,000 | 544,000 | 676,000 | 333,000 |
| Income tax | 8,000 | 5,000 | 16,000 | -168,000 |
| Net income | 444,000 | 539,000 | 660,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,499,000 | 9,419,000 | 9,365,000 | 9,055,000 |
| Total capital | 9,954,000 | 9,858,000 | 9,809,000 | 9,399,000 |
| Risk-weighted assets | 36,178,000 | 34,797,000 | 35,234,000 | 35,669,000 |