Call reports 2012
EVERGREEN INTERNATIONAL BANK — 2012
What EVERGREEN INTERNATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,464,000 | 40,010,000 | 27,657,000 | 22,473,000 |
| Total loans | 31,374,000 | 30,956,000 | 460,000 | 230,000 |
| Allowance for loan losses | 1,204,000 | 1,246,000 | 230,000 | 0 |
| Securities available for sale | 3,095,000 | 3,092,000 | 3,088,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,340,000 | 28,217,000 | 16,573,000 | 12,269,000 |
| Interest-bearing deposits | 31,644,000 | 27,440,000 | 15,466,000 | 12,195,000 |
| Noninterest-bearing deposits | 695,000 | 778,000 | 1,107,000 | 74,000 |
| Equity capital | 9,961,000 | 9,676,000 | 8,954,000 | 7,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,102,000 | 2,186,000 | 2,200,000 |
| Interest expense | 64,000 | 143,000 | 236,000 | 444,000 |
| Net interest income | 499,000 | 959,000 | 1,950,000 | 1,756,000 |
| Noninterest income | 3,000 | 6,000 | -2,132,000 | -2,140,000 |
| Noninterest expense | 658,000 | 1,369,000 | 1,964,000 | 2,862,000 |
| Provision for loan losses | 0 | 42,000 | -974,000 | -974,000 |
| Pretax income | -156,000 | -446,000 | -1,172,000 | -2,249,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -156,000 | -447,000 | -1,173,000 | -2,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,949,000 | 9,658,000 | 8,932,000 | 7,855,000 |
| Total capital | 10,351,000 | 12,054,000 | 10,952,000 | 9,855,000 |
| Risk-weighted assets | 31,363,000 | 30,864,000 | 1,359,000 | 591,000 |