Call reports 2011
EVERGREEN INTERNATIONAL BANK — 2011
What EVERGREEN INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,865,000 | 40,591,000 | 41,005,000 | 40,493,000 |
| Total loans | 31,794,000 | 32,372,000 | 31,750,000 | 32,945,000 |
| Allowance for loan losses | 1,111,000 | 1,204,000 | 1,204,000 | 1,204,000 |
| Securities available for sale | 2,013,000 | 1,511,000 | 3,619,000 | 3,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,190,000 | 30,178,000 | 30,653,000 | 30,270,000 |
| Interest-bearing deposits | 24,367,000 | 29,176,000 | 29,828,000 | 29,338,000 |
| Noninterest-bearing deposits | 823,000 | 1,003,000 | 824,000 | 932,000 |
| Equity capital | 10,385,000 | 10,234,000 | 10,208,000 | 10,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 1,024,000 | 1,589,000 | 2,164,000 |
| Interest expense | 44,000 | 97,000 | 159,000 | 221,000 |
| Net interest income | 426,000 | 927,000 | 1,430,000 | 1,943,000 |
| Noninterest income | 2,000 | 6,000 | 9,000 | 11,000 |
| Noninterest expense | 550,000 | 1,096,000 | 1,636,000 | 2,240,000 |
| Provision for loan losses | 0 | 93,000 | 93,000 | 93,000 |
| Pretax income | -122,000 | -256,000 | -290,000 | -379,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -122,000 | -257,000 | -291,000 | -380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,381,000 | 10,229,000 | 10,194,000 | 10,105,000 |
| Total capital | 10,796,000 | 10,644,000 | 10,617,000 | 10,528,000 |
| Risk-weighted assets | 32,511,000 | 32,528,000 | 32,283,000 | 33,459,000 |