Call reports 2010
EVERGREEN INTERNATIONAL BANK — 2010
What EVERGREEN INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,452,000 | 34,787,000 | 30,530,000 | 35,126,000 |
| Total loans | 26,766,000 | 23,992,000 | 22,290,000 | 25,599,000 |
| Allowance for loan losses | 1,019,000 | 982,000 | 1,079,000 | 1,110,000 |
| Securities available for sale | 1,414,000 | 3,525,000 | 2,522,000 | 2,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,017,000 | 32,557,000 | 19,807,000 | 24,255,000 |
| Interest-bearing deposits | 25,929,000 | 24,953,000 | 19,401,000 | 22,729,000 |
| Noninterest-bearing deposits | 6,088,000 | 7,604,000 | 406,000 | 1,527,000 |
| Equity capital | 2,208,000 | 1,856,000 | 10,260,000 | 10,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 836,000 | 306,000 | 738,000 |
| Interest expense | 158,000 | 286,000 | 30,000 | 68,000 |
| Net interest income | 266,000 | 550,000 | 276,000 | 670,000 |
| Noninterest income | 41,000 | 83,000 | 1,000 | 2,000 |
| Noninterest expense | 703,000 | 1,417,000 | 444,000 | 1,097,000 |
| Provision for loan losses | 0 | 0 | 98,000 | 129,000 |
| Pretax income | -396,000 | -784,000 | -265,000 | -554,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | -396,000 | -785,000 | -265,000 | -554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,194,000 | 1,832,000 | 10,260,000 | 10,485,000 |
| Total capital | 2,547,000 | 2,166,000 | 10,587,000 | 10,837,000 |
| Risk-weighted assets | 27,486,000 | 26,023,000 | 24,638,000 | 28,172,000 |