Call reports 2025
CALDWELL BANK & TRUST COMPANY — 2025
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 290,574,000 | 296,506,000 | 289,870,000 | 284,690,000 |
| Total loans | 225,366,000 | 236,698,000 | 230,096,000 | 203,582,000 |
| Allowance for loan losses | 2,598,000 | 2,655,000 | 2,421,000 | 2,452,000 |
| Securities available for sale | 11,842,000 | 11,106,000 | 11,421,000 | 12,506,000 |
| Securities held to maturity | 1,286,000 | 1,292,000 | 1,297,000 | 1,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,996,000 | 257,863,000 | 249,747,000 | 251,926,000 |
| Interest-bearing deposits | 217,743,000 | 220,140,000 | 212,585,000 | 208,081,000 |
| Noninterest-bearing deposits | 42,253,000 | 37,723,000 | 37,162,000 | 43,845,000 |
| Equity capital | 25,994,000 | 26,936,000 | 28,003,000 | 28,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,718,000 | 14,764,000 | 19,477,000 |
| Interest expense | 1,754,000 | 3,632,000 | 5,589,000 | 7,371,000 |
| Net interest income | 3,040,000 | 6,086,000 | 9,175,000 | 12,106,000 |
| Noninterest income | 369,000 | 1,275,000 | 1,563,000 | 2,033,000 |
| Noninterest expense | 2,509,000 | 5,285,000 | 7,820,000 | 10,305,000 |
| Provision for loan losses | 20,000 | 95,000 | 95,000 | 439,000 |
| Pretax income | 880,000 | 1,981,000 | 2,823,000 | 3,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 880,000 | 1,981,000 | 2,823,000 | 3,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,114,000 | 27,194,000 | 28,013,000 | 28,014,000 |