Call reports 2024
CALDWELL BANK & TRUST COMPANY — 2024
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 242,175,000 | 284,637,000 | 294,000,000 | 276,854,000 |
| Total loans | 188,714,000 | 218,606,000 | 221,939,000 | 211,515,000 |
| Allowance for loan losses | 1,750,000 | 1,713,000 | 1,739,000 | 2,743,000 |
| Securities available for sale | 10,478,000 | 11,353,000 | 11,633,000 | 13,610,000 |
| Securities held to maturity | 1,266,000 | 1,271,000 | 1,276,000 | 1,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,082,000 | 251,356,000 | 264,427,000 | 248,335,000 |
| Interest-bearing deposits | 178,543,000 | 207,749,000 | 221,779,000 | 203,122,000 |
| Noninterest-bearing deposits | 36,539,000 | 43,607,000 | 42,648,000 | 45,213,000 |
| Equity capital | 22,491,000 | 23,424,000 | 24,321,000 | 24,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,954,000 | 8,378,000 | 13,293,000 | 18,295,000 |
| Interest expense | 1,458,000 | 3,122,000 | 5,262,000 | 7,338,000 |
| Net interest income | 2,496,000 | 5,256,000 | 8,031,000 | 10,957,000 |
| Noninterest income | 350,000 | 1,261,000 | 1,690,000 | 2,468,000 |
| Noninterest expense | 2,179,000 | 4,777,000 | 7,290,000 | 10,074,000 |
| Provision for loan losses | 21,000 | 41,000 | 76,000 | 1,250,000 |
| Pretax income | 646,000 | 1,699,000 | 2,355,000 | 2,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 646,000 | 1,699,000 | 2,355,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,351,000 | 23,333,000 | 23,976,000 | 24,254,000 |