Call reports 2023
CALDWELL BANK & TRUST COMPANY — 2023
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 230,034,000 | 238,200,000 | 243,262,000 | 244,383,000 |
| Total loans | 169,952,000 | 181,282,000 | 180,273,000 | 174,857,000 |
| Allowance for loan losses | 1,813,000 | 1,820,000 | 1,825,000 | 1,725,000 |
| Securities available for sale | 12,540,000 | 13,476,000 | 11,736,000 | 14,039,000 |
| Securities held to maturity | 1,245,000 | 1,250,000 | 1,256,000 | 1,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,241,000 | 210,086,000 | 217,394,000 | 218,044,000 |
| Interest-bearing deposits | 166,216,000 | 168,882,000 | 178,277,000 | 175,394,000 |
| Noninterest-bearing deposits | 40,025,000 | 41,204,000 | 39,117,000 | 42,650,000 |
| Equity capital | 19,915,000 | 20,740,000 | 21,020,000 | 21,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 6,317,000 | 9,949,000 | 13,585,000 |
| Interest expense | 593,000 | 1,783,000 | 3,209,000 | 4,639,000 |
| Net interest income | 2,448,000 | 4,534,000 | 6,740,000 | 8,946,000 |
| Noninterest income | 392,000 | 761,000 | 1,155,000 | 2,065,000 |
| Noninterest expense | 2,061,000 | 4,065,000 | 6,134,000 | 8,463,000 |
| Provision for loan losses | 70,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 709,000 | 1,130,000 | 1,661,000 | 2,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,130,000 | 1,661,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,868,000 | 20,727,000 | 21,211,000 | 21,728,000 |