Call reports 2022
CALDWELL BANK & TRUST COMPANY — 2022
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 213,899,000 | 224,646,000 | 222,562,000 | 223,316,000 |
| Total loans | 147,135,000 | 168,705,000 | 164,950,000 | 157,088,000 |
| Allowance for loan losses | 1,680,000 | 1,738,000 | 1,747,000 | 1,759,000 |
| Securities available for sale | 11,938,000 | 10,825,000 | 11,018,000 | 11,517,000 |
| Securities held to maturity | 0 | 1,230,000 | 1,235,000 | 1,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,956,000 | 201,058,000 | 198,669,000 | 200,797,000 |
| Interest-bearing deposits | 152,942,000 | 151,161,000 | 156,185,000 | 155,933,000 |
| Noninterest-bearing deposits | 38,014,000 | 49,897,000 | 42,484,000 | 44,864,000 |
| Equity capital | 19,309,000 | 19,630,000 | 19,953,000 | 19,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,869,000 | 7,646,000 | 10,758,000 |
| Interest expense | 290,000 | 591,000 | 986,000 | 1,450,000 |
| Net interest income | 2,073,000 | 4,278,000 | 6,660,000 | 9,308,000 |
| Noninterest income | 561,000 | 1,057,000 | 1,421,000 | 1,924,000 |
| Noninterest expense | 1,800,000 | 3,699,000 | 5,742,000 | 7,972,000 |
| Provision for loan losses | 40,000 | 105,000 | 158,000 | 179,000 |
| Pretax income | 810,000 | 1,547,000 | 2,197,000 | 3,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 810,000 | 1,547,000 | 2,197,000 | 3,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,930,000 | 20,581,000 | 20,968,000 | 19,207,000 |