Call reports 2021
CALDWELL BANK & TRUST COMPANY — 2021
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 202,855,000 | 200,416,000 | 198,564,000 | 207,396,000 |
| Total loans | 136,206,000 | 145,240,000 | 129,849,000 | 131,150,000 |
| Allowance for loan losses | 1,146,000 | 1,299,000 | 1,608,000 | 1,630,000 |
| Securities available for sale | 13,199,000 | 13,053,000 | 14,992,000 | 13,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,356,000 | 178,196,000 | 173,942,000 | 184,705,000 |
| Interest-bearing deposits | 145,625,000 | 143,567,000 | 138,632,000 | 142,758,000 |
| Noninterest-bearing deposits | 35,731,000 | 34,629,000 | 35,310,000 | 41,947,000 |
| Equity capital | 18,221,000 | 18,711,000 | 20,750,000 | 19,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,305,000 | 4,876,000 | 7,644,000 | 9,867,000 |
| Interest expense | 405,000 | 769,000 | 1,098,000 | 1,409,000 |
| Net interest income | 1,900,000 | 4,107,000 | 6,546,000 | 8,458,000 |
| Noninterest income | 255,000 | 386,000 | 2,404,000 | 2,752,000 |
| Noninterest expense | 1,450,000 | 3,018,000 | 4,961,000 | 7,025,000 |
| Provision for loan losses | 116,000 | 269,000 | 664,000 | 677,000 |
| Pretax income | 661,000 | 1,278,000 | 3,397,000 | 3,580,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,278,000 | 3,397,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,212,000 | 18,665,000 | 20,710,000 | 19,197,000 |
| Total capital | 19,358,000 | — | — | — |
| Risk-weighted assets | 123,943,000 | — | — | — |