Call reports 2020
CALDWELL BANK & TRUST COMPANY — 2020
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 168,631,000 | 202,704,000 | 197,850,000 | 200,345,000 |
| Total loans | 121,779,000 | 147,477,000 | 138,893,000 | 126,833,000 |
| Allowance for loan losses | 769,000 | 933,000 | 861,000 | 1,022,000 |
| Securities available for sale | 11,792,000 | 11,248,000 | 12,737,000 | 12,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,568,000 | 169,169,000 | 169,805,000 | 179,145,000 |
| Interest-bearing deposits | 119,094,000 | 138,453,000 | 135,286,000 | 147,188,000 |
| Noninterest-bearing deposits | 28,474,000 | 30,716,000 | 34,519,000 | 31,957,000 |
| Equity capital | 17,983,000 | 18,389,000 | 18,661,000 | 18,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,288,000 | 4,538,000 | 7,017,000 | 9,419,000 |
| Interest expense | 525,000 | 1,025,000 | 1,509,000 | 1,979,000 |
| Net interest income | 1,763,000 | 3,513,000 | 5,508,000 | 7,440,000 |
| Noninterest income | 284,000 | 569,000 | 929,000 | 1,188,000 |
| Noninterest expense | 1,516,000 | 2,949,000 | 4,541,000 | 6,369,000 |
| Provision for loan losses | 168,000 | 443,000 | 665,000 | 805,000 |
| Pretax income | 363,000 | 717,000 | 1,231,000 | 1,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 717,000 | 1,231,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,888,000 | 18,040,000 | 18,485,000 | 17,877,000 |
| Total capital | 18,702,000 | — | — | — |
| Risk-weighted assets | 128,513,000 | — | — | — |