Call reports 2019
CALDWELL BANK & TRUST COMPANY — 2019
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 157,442,000 | 163,995,000 | 158,092,000 | 162,847,000 |
| Total loans | 121,788,000 | 126,550,000 | 122,926,000 | 122,468,000 |
| Allowance for loan losses | 733,000 | 786,000 | 847,000 | 708,000 |
| Securities available for sale | 8,178,000 | 8,115,000 | 8,676,000 | 9,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,648,000 | 135,789,000 | 131,558,000 | 137,280,000 |
| Interest-bearing deposits | 105,182,000 | 110,060,000 | 107,584,000 | 112,730,000 |
| Noninterest-bearing deposits | 26,466,000 | 25,729,000 | 23,974,000 | 24,550,000 |
| Equity capital | 17,999,000 | 18,194,000 | 18,282,000 | 17,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,479,000 | 6,683,000 | 8,982,000 |
| Interest expense | 426,000 | 920,000 | 1,458,000 | 1,979,000 |
| Net interest income | 1,842,000 | 3,559,000 | 5,225,000 | 7,003,000 |
| Noninterest income | 345,000 | 580,000 | 810,000 | 1,141,000 |
| Noninterest expense | 1,539,000 | 2,978,000 | 4,492,000 | 6,211,000 |
| Provision for loan losses | 172,000 | 354,000 | 568,000 | 729,000 |
| Pretax income | 476,000 | 807,000 | 1,013,000 | 1,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 476,000 | 807,000 | 1,013,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,925,000 | 18,114,000 | 18,270,000 | 17,569,000 |
| Total capital | 18,658,000 | 18,900,000 | 19,117,000 | 18,277,000 |
| Risk-weighted assets | 116,069,000 | 118,848,000 | 126,311,000 | 115,928,000 |