Call reports 2018
CALDWELL BANK & TRUST COMPANY — 2018
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,457,000 | 159,330,000 | 160,523,000 | 158,283,000 |
| Total loans | 126,677,000 | 134,830,000 | 126,622,000 | 112,616,000 |
| Allowance for loan losses | 1,542,000 | 1,461,000 | 1,336,000 | 813,000 |
| Securities available for sale | 10,528,000 | 10,075,000 | 9,546,000 | 7,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,368,000 | 130,879,000 | 131,532,000 | 133,261,000 |
| Interest-bearing deposits | 110,499,000 | 105,709,000 | 107,315,000 | 110,905,000 |
| Noninterest-bearing deposits | 27,869,000 | 25,170,000 | 24,217,000 | 22,356,000 |
| Equity capital | 17,730,000 | 17,838,000 | 18,110,000 | 17,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,065,000 | 6,262,000 | 8,273,000 |
| Interest expense | 370,000 | 742,000 | 1,169,000 | 1,614,000 |
| Net interest income | 1,687,000 | 3,323,000 | 5,093,000 | 6,659,000 |
| Noninterest income | 243,000 | 543,000 | 1,064,000 | 1,386,000 |
| Noninterest expense | 1,487,000 | 3,022,000 | 4,750,000 | 6,167,000 |
| Provision for loan losses | 138,000 | 274,000 | 475,000 | 737,000 |
| Pretax income | 305,000 | 570,000 | 932,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 570,000 | 932,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,658,000 | 17,852,000 | 18,139,000 | 17,449,000 |
| Total capital | 19,097,000 | 19,313,000 | 19,475,000 | 18,262,000 |
| Risk-weighted assets | 114,981,000 | 118,814,000 | 114,917,000 | 106,283,000 |