Call reports 2017
CALDWELL BANK & TRUST COMPANY — 2017
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,865,000 | 171,621,000 | 168,269,000 | 165,775,000 |
| Total loans | 139,049,000 | 143,433,000 | 137,948,000 | 121,733,000 |
| Allowance for loan losses | 1,708,000 | 1,766,000 | 1,771,000 | 1,534,000 |
| Securities available for sale | 15,295,000 | 12,830,000 | 11,526,000 | 11,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,327,000 | 145,496,000 | 142,544,000 | 141,032,000 |
| Interest-bearing deposits | 127,774,000 | 120,080,000 | 118,047,000 | 116,179,000 |
| Noninterest-bearing deposits | 27,553,000 | 25,416,000 | 24,497,000 | 24,853,000 |
| Equity capital | 17,355,000 | 17,804,000 | 18,159,000 | 17,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,461,000 | 6,777,000 | 8,893,000 |
| Interest expense | 427,000 | 835,000 | 1,258,000 | 1,666,000 |
| Net interest income | 1,787,000 | 3,626,000 | 5,519,000 | 7,227,000 |
| Noninterest income | 266,000 | 582,000 | 833,000 | 1,277,000 |
| Noninterest expense | 1,553,000 | 2,923,000 | 4,471,000 | 6,166,000 |
| Provision for loan losses | 167,000 | 504,000 | 775,000 | 972,000 |
| Pretax income | 333,000 | 781,000 | 1,108,000 | 1,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 781,000 | 1,108,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,355,000 | 17,804,000 | 18,092,000 | 17,350,000 |
| Total capital | 18,946,000 | 19,359,000 | 19,619,000 | 18,739,000 |
| Risk-weighted assets | 127,187,000 | 124,228,000 | 121,905,000 | 110,961,000 |