Call reports 2016
CALDWELL BANK & TRUST COMPANY — 2016
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,760,000 | 190,981,000 | 192,391,000 | 186,860,000 |
| Total loans | 146,233,000 | 156,076,000 | 154,640,000 | 135,961,000 |
| Allowance for loan losses | 2,243,000 | 2,275,000 | 2,228,000 | 1,856,000 |
| Securities available for sale | 18,265,000 | 17,501,000 | 16,031,000 | 15,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,689,000 | 162,911,000 | 163,540,000 | 162,833,000 |
| Interest-bearing deposits | 130,775,000 | 134,105,000 | 138,396,000 | 137,557,000 |
| Noninterest-bearing deposits | 24,914,000 | 28,806,000 | 25,144,000 | 25,276,000 |
| Equity capital | 17,082,000 | 17,863,000 | 18,390,000 | 16,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,889,000 | 7,414,000 | 9,684,000 |
| Interest expense | 365,000 | 778,000 | 1,230,000 | 1,696,000 |
| Net interest income | 2,008,000 | 4,111,000 | 6,184,000 | 7,988,000 |
| Noninterest income | 605,000 | 955,000 | 1,202,000 | 1,577,000 |
| Noninterest expense | 1,452,000 | 2,924,000 | 4,507,000 | 6,153,000 |
| Provision for loan losses | 819,000 | 1,074,000 | 1,149,000 | 1,232,000 |
| Pretax income | 381,000 | 1,107,000 | 1,769,000 | 2,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 1,107,000 | 1,769,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,022,000 | 17,750,000 | 18,321,000 | 16,978,000 |
| Total capital | 18,671,000 | 19,570,000 | 20,184,000 | 18,590,000 |
| Risk-weighted assets | 131,314,000 | 136,048,000 | 140,069,000 | 128,701,000 |