Call reports 2015
CALDWELL BANK & TRUST COMPANY — 2015
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 164,513,000 | 169,919,000 | 177,209,000 | 167,501,000 |
| Total loans | 130,677,000 | 142,895,000 | 143,685,000 | 138,663,000 |
| Allowance for loan losses | 1,160,000 | 1,256,000 | 1,414,000 | 1,460,000 |
| Securities available for sale | 15,348,000 | 14,623,000 | 14,051,000 | 13,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,032,000 | 141,810,000 | 141,133,000 | 139,894,000 |
| Interest-bearing deposits | 115,318,000 | 116,864,000 | 117,029,000 | 117,494,000 |
| Noninterest-bearing deposits | 26,714,000 | 24,946,000 | 24,104,000 | 22,400,000 |
| Equity capital | 15,601,000 | 16,011,000 | 16,766,000 | 16,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,511,000 | 6,937,000 | 9,345,000 |
| Interest expense | 297,000 | 628,000 | 977,000 | 1,342,000 |
| Net interest income | 1,880,000 | 3,883,000 | 5,960,000 | 8,003,000 |
| Noninterest income | 286,000 | 623,000 | 992,000 | 1,267,000 |
| Noninterest expense | 1,353,000 | 2,884,000 | 4,327,000 | 5,994,000 |
| Provision for loan losses | 139,000 | 326,000 | 516,000 | 603,000 |
| Pretax income | 674,000 | 1,277,000 | 2,221,000 | 2,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,277,000 | 2,221,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,233,000 | 15,717,000 | 16,542,000 | 16,583,000 |
| Total capital | 16,437,000 | 17,017,000 | 18,000,000 | 18,123,000 |
| Risk-weighted assets | 119,690,000 | 129,347,000 | 131,454,000 | 123,097,000 |