Call reports 2014
CALDWELL BANK & TRUST COMPANY — 2014
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 130,499,000 | 144,817,000 | 151,074,000 | 146,797,000 |
| Total loans | 105,746,000 | 120,499,000 | 124,932,000 | 122,739,000 |
| Allowance for loan losses | 914,000 | 963,000 | 1,057,000 | 1,057,000 |
| Securities available for sale | 12,485,000 | 8,674,000 | 9,096,000 | 9,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,904,000 | 130,276,000 | 125,055,000 | 127,076,000 |
| Interest-bearing deposits | 95,707,000 | 107,868,000 | 103,030,000 | 102,533,000 |
| Noninterest-bearing deposits | 21,197,000 | 22,408,000 | 22,025,000 | 24,543,000 |
| Equity capital | 11,827,000 | 12,551,000 | 13,346,000 | 13,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,845,000 | 6,055,000 | 8,175,000 |
| Interest expense | 252,000 | 524,000 | 815,000 | 1,108,000 |
| Net interest income | 1,574,000 | 3,321,000 | 5,240,000 | 7,067,000 |
| Noninterest income | 221,000 | 506,000 | 826,000 | 1,121,000 |
| Noninterest expense | 1,195,000 | 2,512,000 | 3,806,000 | 5,283,000 |
| Provision for loan losses | 95,000 | 197,000 | 315,000 | 357,000 |
| Pretax income | 505,000 | 1,248,000 | 2,075,000 | 2,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,248,000 | 2,075,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,707,000 | 12,349,000 | 13,077,000 | 13,679,000 |
| Total capital | 12,662,000 | 13,353,000 | 14,175,000 | 14,780,000 |
| Risk-weighted assets | 103,182,000 | 119,317,000 | 122,721,000 | 118,936,000 |