Call reports 2013
CALDWELL BANK & TRUST COMPANY — 2013
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,305,000 | 107,023,000 | 104,396,000 | 110,405,000 |
| Total loans | 74,316,000 | 71,993,000 | 74,428,000 | 83,715,000 |
| Allowance for loan losses | 820,000 | 870,000 | 851,000 | 844,000 |
| Securities available for sale | 12,047,000 | 11,751,000 | 12,545,000 | 12,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,813,000 | 94,564,000 | 91,496,000 | 98,634,000 |
| Interest-bearing deposits | 77,159,000 | 78,552,000 | 74,551,000 | 81,775,000 |
| Noninterest-bearing deposits | 16,654,000 | 16,012,000 | 16,945,000 | 16,859,000 |
| Equity capital | 9,912,000 | 9,745,000 | 10,028,000 | 10,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,832,000 | 4,284,000 | 5,862,000 |
| Interest expense | 224,000 | 457,000 | 686,000 | 927,000 |
| Net interest income | 1,192,000 | 2,375,000 | 3,598,000 | 4,935,000 |
| Noninterest income | 499,000 | 701,000 | 922,000 | 1,127,000 |
| Noninterest expense | 881,000 | 1,845,000 | 2,884,000 | 4,324,000 |
| Provision for loan losses | 110,000 | 155,000 | 200,000 | 230,000 |
| Pretax income | 700,000 | 1,076,000 | 1,436,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 700,000 | 1,076,000 | 1,436,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,546,000 | 9,846,000 | 10,126,000 | 10,273,000 |
| Total capital | 10,372,000 | 10,722,000 | 10,983,000 | 11,159,000 |
| Risk-weighted assets | 79,285,000 | 77,727,000 | 80,472,000 | 83,045,000 |