Call reports 2012
CALDWELL BANK & TRUST COMPANY — 2012
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 100,985,000 | 98,516,000 | 98,350,000 | 103,038,000 |
| Total loans | 64,219,000 | 71,221,000 | 74,009,000 | 73,634,000 |
| Allowance for loan losses | 698,000 | 727,000 | 784,000 | 821,000 |
| Securities available for sale | 11,094,000 | 12,513,000 | 10,698,000 | 11,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,148,000 | 86,191,000 | 85,441,000 | 90,467,000 |
| Interest-bearing deposits | 71,565,000 | 71,333,000 | 70,107,000 | 74,544,000 |
| Noninterest-bearing deposits | 17,583,000 | 14,858,000 | 15,334,000 | 15,923,000 |
| Equity capital | 9,467,000 | 9,805,000 | 10,232,000 | 9,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,653,000 | 4,059,000 | 5,484,000 |
| Interest expense | 232,000 | 467,000 | 701,000 | 936,000 |
| Net interest income | 1,054,000 | 2,186,000 | 3,358,000 | 4,548,000 |
| Noninterest income | 189,000 | 388,000 | 624,000 | 896,000 |
| Noninterest expense | 881,000 | 1,826,000 | 2,737,000 | 3,832,000 |
| Provision for loan losses | 45,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 663,000 | 1,019,000 | 1,471,000 | 1,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,019,000 | 1,471,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,488,000 | 9,878,000 | 8,922,000 |
| Total capital | 9,892,000 | 10,215,000 | 10,662,000 | 9,749,000 |
| Risk-weighted assets | 70,181,000 | 75,085,000 | 72,626,000 | 77,120,000 |