Call reports 2011
CALDWELL BANK & TRUST COMPANY — 2011
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,753,000 | 93,051,000 | 94,787,000 | 97,524,000 |
| Total loans | 64,264,000 | 64,679,000 | 67,723,000 | 64,797,000 |
| Allowance for loan losses | 704,000 | 737,000 | 710,000 | 666,000 |
| Securities available for sale | 16,862,000 | 15,748,000 | 15,405,000 | 13,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,479,000 | 80,933,000 | 79,306,000 | 85,205,000 |
| Interest-bearing deposits | 69,251,000 | 66,107,000 | 64,926,000 | 70,762,000 |
| Noninterest-bearing deposits | 15,228,000 | 14,826,000 | 14,380,000 | 14,443,000 |
| Equity capital | 9,003,000 | 9,749,000 | 10,484,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,805,000 | 4,231,000 | 5,630,000 |
| Interest expense | 260,000 | 491,000 | 716,000 | 954,000 |
| Net interest income | 1,139,000 | 2,314,000 | 3,515,000 | 4,676,000 |
| Noninterest income | 174,000 | 360,000 | 562,000 | 844,000 |
| Noninterest expense | 830,000 | 1,676,000 | 2,572,000 | 3,661,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 165,000 |
| Pretax income | 453,000 | 980,000 | 1,469,000 | 1,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 980,000 | 1,469,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,982,000 | 9,450,000 | 9,880,000 | 8,592,000 |
| Total capital | 9,686,000 | 10,187,000 | 10,590,000 | 9,258,000 |
| Risk-weighted assets | 76,427,000 | 74,989,000 | 76,724,000 | 71,798,000 |