Call reports 2004
CALDWELL BANK & TRUST COMPANY — 2004
What CALDWELL BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 74,229,000 | 73,438,000 | 73,928,000 | 73,920,000 |
| Total loans | 42,893,000 | 44,682,000 | 48,055,000 | 45,776,000 |
| Allowance for loan losses | 601,000 | 617,000 | 637,000 | 620,000 |
| Securities available for sale | 17,685,000 | 18,980,000 | 18,513,000 | 17,549,000 |
| Securities held to maturity | 435,000 | 433,000 | 432,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,074,000 | 57,602,000 | 55,119,000 | 55,921,000 |
| Interest-bearing deposits | 47,141,000 | 46,124,000 | 44,520,000 | 45,198,000 |
| Noninterest-bearing deposits | 10,933,000 | 11,478,000 | 10,599,000 | 10,723,000 |
| Equity capital | 6,953,000 | 6,485,000 | 7,258,000 | 6,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,193,000 | 3,313,000 | 4,439,000 |
| Interest expense | 299,000 | 611,000 | 920,000 | 1,252,000 |
| Net interest income | 805,000 | 1,582,000 | 2,393,000 | 3,187,000 |
| Noninterest income | 135,000 | 300,000 | 447,000 | 619,000 |
| Noninterest expense | 601,000 | 1,288,000 | 1,912,000 | 2,672,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 382,000 | 607,000 | 911,000 | 1,090,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 607,000 | 911,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,590,000 | 6,708,000 | 6,961,000 | 6,348,000 |
| Total capital | 7,191,000 | 7,325,000 | 7,598,000 | 6,971,000 |
| Risk-weighted assets | 54,032,000 | 56,630,000 | 59,123,000 | 60,500,000 |
Machine access — free, no API key
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