Call reports 2025
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2025
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 783,388,000 | 872,508,000 | 858,538,000 | 867,250,000 |
| Total loans | 680,746,000 | 768,338,000 | 749,378,000 | 766,293,000 |
| Allowance for loan losses | 9,619,000 | 10,689,000 | 10,689,000 | 10,855,000 |
| Securities available for sale | 5,176,000 | 4,995,000 | 5,100,000 | 5,081,000 |
| Securities held to maturity | 4,954,000 | 4,962,000 | 4,970,000 | 4,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,260,000 | 717,856,000 | 706,906,000 | 711,832,000 |
| Interest-bearing deposits | 620,760,000 | 673,418,000 | 665,540,000 | 673,536,000 |
| Noninterest-bearing deposits | 13,500,000 | 44,438,000 | 41,366,000 | 38,296,000 |
| Equity capital | 131,514,000 | 134,505,000 | 138,559,000 | 143,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,975,000 | 27,177,000 | 41,861,000 | 56,154,000 |
| Interest expense | 6,296,000 | 12,823,000 | 19,185,000 | 25,284,000 |
| Net interest income | 6,679,000 | 14,354,000 | 22,676,000 | 30,870,000 |
| Noninterest income | 494,000 | 746,000 | 1,470,000 | 3,551,000 |
| Noninterest expense | 2,515,000 | 5,183,000 | 8,747,000 | 11,853,000 |
| Provision for loan losses | 100,000 | 1,170,000 | 1,170,000 | 1,336,000 |
| Pretax income | 4,439,000 | 8,598,000 | 14,090,000 | 21,102,000 |
| Income tax | 1,279,000 | 2,484,000 | 4,074,000 | 6,116,000 |
| Net income | 3,160,000 | 6,114,000 | 10,016,000 | 14,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,078,000 | 131,791,000 | 135,720,000 | 140,718,000 |