Call reports 2016
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2016
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 425,236,000 | 439,823,000 | 456,130,000 | 454,742,000 |
| Total loans | 366,273,000 | 384,901,000 | 401,211,000 | 404,871,000 |
| Allowance for loan losses | 5,059,000 | 5,299,000 | 5,349,000 | 5,570,000 |
| Securities available for sale | 7,614,000 | 7,905,000 | 7,958,000 | 6,864,000 |
| Securities held to maturity | 867,000 | 866,000 | 1,273,000 | 1,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,982,000 | 358,898,000 | 364,961,000 | 368,231,000 |
| Interest-bearing deposits | 327,602,000 | 342,409,000 | 344,570,000 | 352,060,000 |
| Noninterest-bearing deposits | 18,380,000 | 16,489,000 | 20,391,000 | 16,171,000 |
| Equity capital | 50,412,000 | 52,046,000 | 53,381,000 | 54,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,351,000 | 9,137,000 | 13,837,000 | 18,934,000 |
| Interest expense | 912,000 | 1,892,000 | 2,915,000 | 3,964,000 |
| Net interest income | 3,439,000 | 7,245,000 | 10,922,000 | 14,970,000 |
| Noninterest income | 66,000 | 455,000 | 587,000 | 646,000 |
| Noninterest expense | 1,623,000 | 3,100,000 | 4,651,000 | 6,262,000 |
| Provision for loan losses | 169,000 | 409,000 | 459,000 | 680,000 |
| Pretax income | 1,713,000 | 4,191,000 | 6,399,000 | 8,674,000 |
| Income tax | 705,000 | 1,724,000 | 2,632,000 | 3,570,000 |
| Net income | 1,008,000 | 2,467,000 | 3,767,000 | 5,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,395,000 | 51,861,000 | 53,168,000 | 54,512,000 |
| Total capital | 55,257,000 | 56,957,000 | 58,226,000 | 59,727,000 |
| Risk-weighted assets | 388,663,000 | 407,432,000 | 404,228,000 | 416,755,000 |