Call reports 2015
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2015
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 321,664,000 | 327,835,000 | 368,922,000 | 392,083,000 |
| Total loans | 277,256,000 | 281,588,000 | 318,859,000 | 342,831,000 |
| Allowance for loan losses | 4,454,000 | 4,554,000 | 4,799,000 | 4,890,000 |
| Securities available for sale | 3,148,000 | 3,128,000 | 2,619,000 | 2,604,000 |
| Securities held to maturity | 875,000 | 873,000 | 871,000 | 869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,302,000 | 253,082,000 | 293,098,000 | 315,049,000 |
| Interest-bearing deposits | 229,496,000 | 236,407,000 | 277,599,000 | 297,580,000 |
| Noninterest-bearing deposits | 17,806,000 | 16,675,000 | 15,499,000 | 17,469,000 |
| Equity capital | 46,155,000 | 47,116,000 | 48,103,000 | 49,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,294,000 | 11,253,000 | 15,535,000 |
| Interest expense | 598,000 | 1,228,000 | 1,939,000 | 2,763,000 |
| Net interest income | 2,933,000 | 6,066,000 | 9,314,000 | 12,772,000 |
| Noninterest income | 173,000 | 246,000 | 335,000 | 743,000 |
| Noninterest expense | 1,398,000 | 2,850,000 | 4,260,000 | 5,831,000 |
| Provision for loan losses | 107,000 | 207,000 | 452,000 | 543,000 |
| Pretax income | 1,601,000 | 3,255,000 | 4,937,000 | 7,141,000 |
| Income tax | 656,000 | 1,334,000 | 2,024,000 | 2,931,000 |
| Net income | 945,000 | 1,921,000 | 2,913,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,105,000 | 47,081,000 | 48,077,000 | 49,380,000 |
| Total capital | 49,709,000 | 50,755,000 | 52,257,000 | 53,908,000 |
| Risk-weighted assets | 287,423,000 | 293,000,000 | 333,721,000 | 361,770,000 |