Call reports 2014
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2014
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 284,442,000 | 285,324,000 | 292,929,000 | 303,187,000 |
| Total loans | 230,333,000 | 239,980,000 | 248,572,000 | 269,806,000 |
| Allowance for loan losses | 4,087,000 | 4,233,000 | 4,355,000 | 4,347,000 |
| Securities available for sale | 5,570,000 | 4,603,000 | 3,612,000 | 3,124,000 |
| Securities held to maturity | 882,000 | 880,000 | 878,000 | 877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,067,000 | 214,299,000 | 220,915,000 | 230,165,000 |
| Interest-bearing deposits | 199,491,000 | 198,174,000 | 201,344,000 | 212,926,000 |
| Noninterest-bearing deposits | 16,576,000 | 16,125,000 | 19,571,000 | 17,239,000 |
| Equity capital | 42,436,000 | 43,083,000 | 44,350,000 | 45,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 6,159,000 | 9,445,000 | 12,860,000 |
| Interest expense | 491,000 | 999,000 | 1,532,000 | 2,092,000 |
| Net interest income | 2,538,000 | 5,160,000 | 7,913,000 | 10,768,000 |
| Noninterest income | 2,026,000 | 2,213,000 | 2,346,000 | 2,424,000 |
| Noninterest expense | 1,458,000 | 3,056,000 | 4,407,000 | 5,920,000 |
| Provision for loan losses | 70,000 | 216,000 | 338,000 | 330,000 |
| Pretax income | 3,036,000 | 4,101,000 | 5,514,000 | 6,942,000 |
| Income tax | 1,249,000 | 1,687,000 | 2,267,000 | 2,854,000 |
| Net income | 1,787,000 | 2,414,000 | 3,247,000 | 4,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,418,000 | 43,049,000 | 44,314,000 | 45,159,000 |
| Total capital | 45,167,000 | 46,006,000 | 47,454,000 | 48,586,000 |
| Risk-weighted assets | 218,586,000 | 235,238,000 | 249,902,000 | 273,309,000 |