Call reports 2013
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2013
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 290,669,000 | 288,986,000 | 285,296,000 | 285,892,000 |
| Total loans | 223,849,000 | 229,302,000 | 231,715,000 | 225,525,000 |
| Allowance for loan losses | 3,970,000 | 3,971,000 | 3,969,000 | 4,017,000 |
| Securities available for sale | 4,028,000 | 3,485,000 | 4,344,000 | 4,024,000 |
| Securities held to maturity | 889,000 | 888,000 | 886,000 | 884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,702,000 | 226,475,000 | 222,076,000 | 217,816,000 |
| Interest-bearing deposits | 226,511,000 | 215,281,000 | 210,088,000 | 203,132,000 |
| Noninterest-bearing deposits | 12,191,000 | 11,194,000 | 11,988,000 | 14,684,000 |
| Equity capital | 27,857,000 | 38,860,000 | 39,560,000 | 40,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,485,000 | 9,612,000 | 12,842,000 |
| Interest expense | 598,000 | 1,142,000 | 1,664,000 | 2,172,000 |
| Net interest income | 2,714,000 | 5,343,000 | 7,948,000 | 10,670,000 |
| Noninterest income | 270,000 | 487,000 | 474,000 | 1,026,000 |
| Noninterest expense | 1,400,000 | 2,791,000 | 4,216,000 | 5,688,000 |
| Provision for loan losses | 1,000 | 2,000 | 0 | 48,000 |
| Pretax income | 1,583,000 | 3,037,000 | 4,206,000 | 5,960,000 |
| Income tax | 646,000 | 1,238,000 | 1,713,000 | 2,428,000 |
| Net income | 937,000 | 1,799,000 | 2,493,000 | 3,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,847,000 | 38,880,000 | 39,580,000 | 40,624,000 |
| Total capital | 30,524,000 | 41,478,000 | 42,140,000 | 43,289,000 |
| Risk-weighted assets | 212,884,000 | 206,414,000 | 203,398,000 | 211,846,000 |