Call reports 2012
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2012
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 237,559,000 | 261,348,000 | 293,604,000 | 296,112,000 |
| Total loans | 217,428,000 | 239,180,000 | 247,381,000 | 237,911,000 |
| Allowance for loan losses | 3,469,000 | 3,929,000 | 3,989,000 | 3,969,000 |
| Securities available for sale | 1,868,000 | 1,843,000 | 2,970,000 | 3,038,000 |
| Securities held to maturity | 1,068,000 | 1,066,000 | 893,000 | 891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,903,000 | 209,622,000 | 243,171,000 | 244,511,000 |
| Interest-bearing deposits | 179,421,000 | 197,765,000 | 231,750,000 | 233,535,000 |
| Noninterest-bearing deposits | 10,482,000 | 11,857,000 | 11,421,000 | 10,976,000 |
| Equity capital | 24,061,000 | 24,765,000 | 25,816,000 | 26,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,843,000 | 6,052,000 | 9,610,000 | 13,169,000 |
| Interest expense | 565,000 | 1,154,000 | 1,809,000 | 2,468,000 |
| Net interest income | 2,278,000 | 4,898,000 | 7,801,000 | 10,701,000 |
| Noninterest income | 162,000 | 286,000 | 448,000 | 672,000 |
| Noninterest expense | 1,095,000 | 2,170,000 | 3,505,000 | 4,849,000 |
| Provision for loan losses | 340,000 | 800,000 | 860,000 | 840,000 |
| Pretax income | 1,005,000 | 2,214,000 | 3,884,000 | 5,684,000 |
| Income tax | 412,000 | 906,000 | 1,589,000 | 2,327,000 |
| Net income | 593,000 | 1,308,000 | 2,295,000 | 3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,102,000 | 24,756,000 | 25,848,000 | 26,815,000 |
| Total capital | 26,876,000 | 27,730,000 | 28,840,000 | 29,655,000 |
| Risk-weighted assets | 221,244,000 | 236,979,000 | 238,353,000 | 226,030,000 |