Call reports 2010
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2010
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 149,646,000 | 165,922,000 | 164,086,000 | 158,854,000 |
| Total loans | 117,661,000 | 126,719,000 | 130,664,000 | 132,319,000 |
| Allowance for loan losses | 1,636,000 | 2,019,000 | 2,179,000 | 2,199,000 |
| Securities available for sale | 0 | 3,005,000 | 1,003,000 | 945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,891,000 | 139,088,000 | 138,883,000 | 131,698,000 |
| Interest-bearing deposits | 121,569,000 | 134,801,000 | 135,913,000 | 127,792,000 |
| Noninterest-bearing deposits | 3,322,000 | 4,287,000 | 2,970,000 | 3,906,000 |
| Equity capital | 19,253,000 | 19,512,000 | 19,875,000 | 21,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,678,000 | 5,722,000 | 7,717,000 |
| Interest expense | 571,000 | 1,178,000 | 1,746,000 | 2,243,000 |
| Net interest income | 1,093,000 | 2,500,000 | 3,976,000 | 5,474,000 |
| Noninterest income | 17,000 | 43,000 | 52,000 | 75,000 |
| Noninterest expense | 894,000 | 1,808,000 | 2,804,000 | 4,048,000 |
| Provision for loan losses | 250,000 | 630,000 | 790,000 | 810,000 |
| Pretax income | -34,000 | 105,000 | 434,000 | 691,000 |
| Income tax | 0 | 0 | 1,000 | 215,000 |
| Net income | -34,000 | 105,000 | 433,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,253,000 | 19,504,000 | 19,871,000 | 21,163,000 |
| Total capital | 20,831,000 | 21,213,000 | 21,614,000 | 22,927,000 |
| Risk-weighted assets | 126,167,000 | 136,430,000 | 139,002,000 | 140,671,000 |