Call reports 2009
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2009
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,145,000 | 93,346,000 | 115,710,000 | 128,096,000 |
| Total loans | 80,872,000 | 82,867,000 | 96,428,000 | 93,817,000 |
| Allowance for loan losses | 953,000 | 1,128,000 | 1,436,000 | 1,378,000 |
| Securities available for sale | 2,016,000 | 1,006,000 | 2,008,000 | 1,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,860,000 | 70,088,000 | 91,595,000 | 104,055,000 |
| Interest-bearing deposits | 64,027,000 | 68,480,000 | 89,533,000 | 101,866,000 |
| Noninterest-bearing deposits | 1,833,000 | 1,608,000 | 2,062,000 | 2,189,000 |
| Equity capital | 19,594,000 | 19,464,000 | 19,278,000 | 19,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,340,000 | 3,736,000 | 5,295,000 |
| Interest expense | 430,000 | 892,000 | 1,404,000 | 1,952,000 |
| Net interest income | 655,000 | 1,448,000 | 2,332,000 | 3,343,000 |
| Noninterest income | 6,000 | 10,000 | 16,000 | 22,000 |
| Noninterest expense | 732,000 | 1,586,000 | 2,475,000 | 3,378,000 |
| Provision for loan losses | 175,000 | 350,000 | 650,000 | 970,000 |
| Pretax income | -246,000 | -478,000 | -777,000 | -983,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | -247,000 | -479,000 | -779,000 | -985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,578,000 | 19,458,000 | 19,270,000 | 19,175,000 |
| Total capital | 20,531,000 | 20,548,000 | 20,544,000 | 20,460,000 |
| Risk-weighted assets | 85,264,000 | 87,142,000 | 101,773,000 | 102,719,000 |