Call reports 2007
AMERICAN PLUS BANK, NATIONAL ASSOCIATION — 2007
What AMERICAN PLUS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 24,618,000 | 39,003,000 |
| Total loans | 10,875,000 | 28,546,000 |
| Allowance for loan losses | 40,000 | 250,000 |
| Securities available for sale | 0 | 2,006,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,387,000 | 18,140,000 |
| Interest-bearing deposits | 2,921,000 | 17,226,000 |
| Noninterest-bearing deposits | 466,000 | 914,000 |
| Equity capital | 21,185,000 | 20,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 172,000 | 644,000 |
| Interest expense | 14,000 | 158,000 |
| Net interest income | 158,000 | 486,000 |
| Noninterest income | 1,000 | 4,000 |
| Noninterest expense | 391,000 | 1,087,000 |
| Provision for loan losses | 40,000 | 250,000 |
| Pretax income | -272,000 | -847,000 |
| Income tax | 0 | 0 |
| Net income | -272,000 | -847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 21,185,000 | 20,722,000 |
| Total capital | 21,225,000 | 20,972,000 |
| Risk-weighted assets | 6,947,000 | 24,059,000 |