Call reports 2025
UNITED SECURITY BANK — 2025
What UNITED SECURITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 91,778,000 | 94,166,000 | 96,388,000 | 98,627,000 |
| Total loans | 67,569,000 | 70,234,000 | 72,210,000 | 75,082,000 |
| Allowance for loan losses | 929,000 | 911,000 | 918,000 | 1,030,000 |
| Securities available for sale | 20,859,000 | 20,216,000 | 19,656,000 | 19,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,973,000 | 77,959,000 | 82,297,000 | 81,018,000 |
| Interest-bearing deposits | 53,163,000 | 54,265,000 | 59,032,000 | 53,971,000 |
| Noninterest-bearing deposits | 22,810,000 | 23,694,000 | 23,265,000 | 27,047,000 |
| Equity capital | 9,561,000 | 9,954,000 | 10,867,000 | 11,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,540,000 | 3,901,000 | 5,307,000 |
| Interest expense | 496,000 | 975,000 | 1,459,000 | 1,946,000 |
| Net interest income | 754,000 | 1,565,000 | 2,442,000 | 3,361,000 |
| Noninterest income | 50,000 | 97,000 | 140,000 | 174,000 |
| Noninterest expense | 507,000 | 1,003,000 | 1,490,000 | 2,116,000 |
| Provision for loan losses | 17,000 | 33,000 | 51,000 | 169,000 |
| Pretax income | 280,000 | 608,000 | 993,000 | 1,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 608,000 | 993,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,574,000 | 11,902,000 | 12,287,000 | 12,496,000 |