Call reports 2022
UNITED SECURITY BANK — 2022
What UNITED SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,759,000 | 79,604,000 | 81,022,000 | 82,894,000 |
| Total loans | 47,352,000 | 50,240,000 | 51,112,000 | 53,124,000 |
| Allowance for loan losses | 580,000 | 578,000 | 593,000 | 746,000 |
| Securities available for sale | 25,373,000 | 24,284,000 | 23,936,000 | 24,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,474,000 | 68,467,000 | 69,792,000 | 71,219,000 |
| Interest-bearing deposits | 49,541,000 | 49,055,000 | 49,434,000 | 50,087,000 |
| Noninterest-bearing deposits | 22,933,000 | 19,412,000 | 20,358,000 | 21,132,000 |
| Equity capital | 8,168,000 | 7,570,000 | 6,669,000 | 7,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,430,000 | 2,233,000 | 3,049,000 |
| Interest expense | 61,000 | 121,000 | 220,000 | 385,000 |
| Net interest income | 638,000 | 1,309,000 | 2,013,000 | 2,664,000 |
| Noninterest income | 38,000 | 79,000 | 118,000 | 156,000 |
| Noninterest expense | 404,000 | 805,000 | 1,209,000 | 1,711,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 250,000 |
| Pretax income | 272,000 | 583,000 | 822,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 583,000 | 822,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,439,000 | 9,750,000 | 9,989,000 | 10,026,000 |
| Total capital | — | — | 10,582,000 | — |
| Risk-weighted assets | — | — | 54,502,000 | — |