Call reports 2021
UNITED SECURITY BANK — 2021
What UNITED SECURITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,886,000 | 84,427,000 | 85,497,000 | 85,486,000 |
| Total loans | 43,813,000 | 45,309,000 | 44,461,000 | 45,629,000 |
| Allowance for loan losses | 508,000 | 509,000 | 508,000 | 583,000 |
| Securities available for sale | 22,572,000 | 24,689,000 | 24,628,000 | 27,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,414,000 | 74,851,000 | 75,755,000 | 75,734,000 |
| Interest-bearing deposits | 49,583,000 | 48,680,000 | 48,842,000 | 48,272,000 |
| Noninterest-bearing deposits | 24,831,000 | 26,171,000 | 26,913,000 | 27,462,000 |
| Equity capital | 9,120,000 | 9,494,000 | 9,682,000 | 9,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,351,000 | 2,050,000 | 2,749,000 |
| Interest expense | 86,000 | 174,000 | 247,000 | 318,000 |
| Net interest income | 574,000 | 1,177,000 | 1,803,000 | 2,431,000 |
| Noninterest income | 28,000 | 61,000 | 98,000 | 128,000 |
| Noninterest expense | 434,000 | 859,000 | 1,289,000 | 1,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 168,000 | 379,000 | 642,000 | 743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 379,000 | 642,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,942,000 | 9,153,000 | 9,416,000 | 9,517,000 |