Call reports 2020
UNITED SECURITY BANK — 2020
What UNITED SECURITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 61,136,000 | 63,958,000 | 67,817,000 | 69,626,000 |
| Total loans | 43,699,000 | 42,896,000 | 43,489,000 | 43,081,000 |
| Allowance for loan losses | 519,000 | 514,000 | 514,000 | 534,000 |
| Securities available for sale | 15,240,000 | 15,369,000 | 18,054,000 | 19,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,036,000 | 54,760,000 | 58,422,000 | 60,103,000 |
| Interest-bearing deposits | 37,579,000 | 39,374,000 | 43,001,000 | 43,955,000 |
| Noninterest-bearing deposits | 13,457,000 | 15,386,000 | 15,421,000 | 16,148,000 |
| Equity capital | 8,500,000 | 9,081,000 | 9,282,000 | 9,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,374,000 | 2,056,000 | 2,738,000 |
| Interest expense | 106,000 | 200,000 | 292,000 | 384,000 |
| Net interest income | 585,000 | 1,174,000 | 1,764,000 | 2,354,000 |
| Noninterest income | 36,000 | 66,000 | 101,000 | 133,000 |
| Noninterest expense | 423,000 | 807,000 | 1,229,000 | 1,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 198,000 | 455,000 | 654,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 455,000 | 654,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,488,000 | 8,746,000 | 8,945,000 | 9,074,000 |
| Total capital | 9,009,000 | — | — | — |
| Risk-weighted assets | 44,033,000 | — | — | — |