Call reports 2019
UNITED SECURITY BANK — 2019
What UNITED SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,251,000 | 62,091,000 | 61,312,000 | 61,501,000 |
| Total loans | 42,910,000 | 43,741,000 | 42,677,000 | 42,478,000 |
| Allowance for loan losses | 512,000 | 507,000 | 508,000 | 518,000 |
| Securities available for sale | 16,724,000 | 16,111,000 | 16,111,000 | 16,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,141,000 | 51,698,000 | 51,506,000 | 51,237,000 |
| Interest-bearing deposits | 37,374,000 | 38,203,000 | 37,720,000 | 37,356,000 |
| Noninterest-bearing deposits | 13,767,000 | 13,495,000 | 13,786,000 | 13,881,000 |
| Equity capital | 8,320,000 | 8,692,000 | 8,888,000 | 8,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,370,000 | 2,067,000 | 2,754,000 |
| Interest expense | 80,000 | 177,000 | 278,000 | 373,000 |
| Net interest income | 597,000 | 1,193,000 | 1,789,000 | 2,381,000 |
| Noninterest income | 33,000 | 76,000 | 119,000 | 156,000 |
| Noninterest expense | 406,000 | 815,000 | 1,295,000 | 1,795,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 213,000 | 444,000 | 629,000 | 747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 444,000 | 629,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,357,000 | 8,588,000 | 8,774,000 | 8,891,000 |
| Total capital | 8,869,000 | 9,095,000 | 9,282,000 | 9,411,000 |
| Risk-weighted assets | 44,301,000 | 44,694,000 | 43,282,000 | 43,467,000 |