Call reports 2018
UNITED SECURITY BANK — 2018
What UNITED SECURITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,242,000 | 64,011,000 | 64,943,000 | 63,468,000 |
| Total loans | 41,116,000 | 42,968,000 | 44,547,000 | 43,827,000 |
| Allowance for loan losses | 497,000 | 497,000 | 497,000 | 513,000 |
| Securities available for sale | 17,141,000 | 18,484,000 | 18,101,000 | 17,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,531,000 | 56,081,000 | 55,765,000 | 55,160,000 |
| Interest-bearing deposits | 43,101,000 | 42,548,000 | 41,651,000 | 40,473,000 |
| Noninterest-bearing deposits | 13,430,000 | 13,533,000 | 14,114,000 | 14,687,000 |
| Equity capital | 7,620,000 | 7,811,000 | 7,929,000 | 8,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,337,000 | 2,036,000 | 2,751,000 |
| Interest expense | 82,000 | 168,000 | 256,000 | 345,000 |
| Net interest income | 573,000 | 1,169,000 | 1,780,000 | 2,406,000 |
| Noninterest income | 30,000 | 52,000 | 96,000 | 126,000 |
| Noninterest expense | 407,000 | 796,000 | 1,213,000 | 1,734,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 192,000 | 416,000 | 654,000 | 769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 416,000 | 654,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,967,000 | 8,191,000 | 8,430,000 | 8,544,000 |
| Total capital | 8,461,000 | 8,688,000 | 8,927,000 | 9,057,000 |
| Risk-weighted assets | 39,552,000 | 41,708,000 | 42,863,000 | 41,867,000 |