Call reports 2017
UNITED SECURITY BANK — 2017
What UNITED SECURITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,425,000 | 63,058,000 | 60,992,000 | 61,300,000 |
| Total loans | 40,532,000 | 41,228,000 | 39,990,000 | 40,243,000 |
| Allowance for loan losses | 474,000 | 411,000 | 420,000 | 496,000 |
| Securities available for sale | 15,686,000 | 14,658,000 | 17,566,000 | 17,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,746,000 | 54,009,000 | 52,820,000 | 53,247,000 |
| Interest-bearing deposits | 37,748,000 | 37,898,000 | 40,773,000 | 40,084,000 |
| Noninterest-bearing deposits | 12,998,000 | 16,111,000 | 12,047,000 | 13,163,000 |
| Equity capital | 8,616,000 | 6,968,000 | 8,081,000 | 7,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,284,000 | 1,936,000 | 2,604,000 |
| Interest expense | 58,000 | 117,000 | 204,000 | 284,000 |
| Net interest income | 577,000 | 1,167,000 | 1,732,000 | 2,320,000 |
| Noninterest income | 38,000 | 91,000 | 130,000 | 170,000 |
| Noninterest expense | 402,000 | 805,000 | 1,214,000 | 1,692,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 91,000 |
| Pretax income | 223,000 | 458,000 | 649,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 458,000 | 649,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,613,000 | 6,848,000 | 8,039,000 | 8,125,000 |
| Total capital | 9,087,000 | 7,259,000 | 8,459,000 | 8,605,000 |
| Risk-weighted assets | 38,315,000 | 38,505,000 | 38,672,000 | 38,424,000 |