Call reports 2016
UNITED SECURITY BANK — 2016
What UNITED SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,850,000 | 56,679,000 | 59,543,000 | 59,268,000 |
| Total loans | 38,192,000 | 38,540,000 | 38,851,000 | 39,318,000 |
| Allowance for loan losses | 449,000 | 439,000 | 449,000 | 474,000 |
| Securities available for sale | 14,242,000 | 14,337,000 | 14,037,000 | 15,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,383,000 | 47,944,000 | 50,623,000 | 50,506,000 |
| Interest-bearing deposits | 36,864,000 | 37,288,000 | 39,071,000 | 37,549,000 |
| Noninterest-bearing deposits | 10,519,000 | 10,656,000 | 11,552,000 | 12,957,000 |
| Equity capital | 8,401,000 | 8,649,000 | 8,846,000 | 8,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,214,000 | 1,846,000 | 2,449,000 |
| Interest expense | 50,000 | 103,000 | 159,000 | 213,000 |
| Net interest income | 553,000 | 1,111,000 | 1,687,000 | 2,236,000 |
| Noninterest income | 42,000 | 99,000 | 144,000 | 180,000 |
| Noninterest expense | 385,000 | 783,000 | 1,172,000 | 1,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 217,000 | 434,000 | 666,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 434,000 | 666,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,223,000 | 8,440,000 | 8,672,000 | 8,740,000 |
| Total capital | 8,661,000 | 8,879,000 | 9,121,000 | 9,197,000 |
| Risk-weighted assets | 35,076,000 | 35,751,000 | 36,273,000 | 36,566,000 |