Call reports 2015
UNITED SECURITY BANK — 2015
What UNITED SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,212,000 | 54,497,000 | 55,504,000 | 55,140,000 |
| Total loans | 35,191,000 | 36,700,000 | 37,024,000 | 37,560,000 |
| Allowance for loan losses | 430,000 | 431,000 | 429,000 | 449,000 |
| Securities available for sale | 15,334,000 | 14,395,000 | 14,470,000 | 14,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,148,000 | 46,302,000 | 47,039,000 | 46,605,000 |
| Interest-bearing deposits | 32,392,000 | 35,055,000 | 36,224,000 | 35,980,000 |
| Noninterest-bearing deposits | 10,756,000 | 11,247,000 | 10,815,000 | 10,625,000 |
| Equity capital | 7,995,000 | 8,107,000 | 8,371,000 | 8,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,157,000 | 1,759,000 | 2,358,000 |
| Interest expense | 52,000 | 102,000 | 152,000 | 201,000 |
| Net interest income | 519,000 | 1,055,000 | 1,607,000 | 2,157,000 |
| Noninterest income | 33,000 | 75,000 | 122,000 | 163,000 |
| Noninterest expense | 385,000 | 761,000 | 1,138,000 | 1,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 167,000 | 369,000 | 591,000 | 702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 369,000 | 591,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,796,000 | 7,998,000 | 8,220,000 | 8,331,000 |
| Total capital | 8,226,000 | 8,401,000 | 8,649,000 | 8,761,000 |
| Risk-weighted assets | 36,007,000 | 32,202,000 | 34,677,000 | 34,447,000 |