Call reports 2014
UNITED SECURITY BANK — 2014
What UNITED SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,811,000 | 52,415,000 | 53,538,000 | 54,555,000 |
| Total loans | 33,926,000 | 34,866,000 | 35,676,000 | 35,514,000 |
| Allowance for loan losses | 412,000 | 412,000 | 401,000 | 430,000 |
| Securities available for sale | 14,715,000 | 14,564,000 | 15,347,000 | 15,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,220,000 | 44,555,000 | 44,465,000 | 42,769,000 |
| Interest-bearing deposits | 34,524,000 | 33,308,000 | 33,104,000 | 31,931,000 |
| Noninterest-bearing deposits | 10,696,000 | 11,247,000 | 11,361,000 | 10,838,000 |
| Equity capital | 7,539,000 | 7,789,000 | 7,994,000 | 8,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,146,000 | 1,736,000 | 2,322,000 |
| Interest expense | 49,000 | 95,000 | 146,000 | 191,000 |
| Net interest income | 521,000 | 1,051,000 | 1,590,000 | 2,131,000 |
| Noninterest income | 39,000 | 81,000 | 125,000 | 163,000 |
| Noninterest expense | 366,000 | 732,000 | 1,111,000 | 1,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 200,000 | 406,000 | 610,000 | 672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 406,000 | 610,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,482,000 | 7,687,000 | 7,892,000 | 7,954,000 |
| Total capital | 7,879,000 | 8,087,000 | 8,293,000 | 8,361,000 |
| Risk-weighted assets | 31,779,000 | 32,018,000 | 32,486,000 | 32,498,000 |