Call reports 2013
UNITED SECURITY BANK — 2013
What UNITED SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,284,000 | 52,536,000 | 51,009,000 | 52,218,000 |
| Total loans | 30,995,000 | 32,384,000 | 32,613,000 | 33,949,000 |
| Allowance for loan losses | 400,000 | 392,000 | 392,000 | 412,000 |
| Securities available for sale | 16,462,000 | 16,050,000 | 15,420,000 | 14,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,604,000 | 45,050,000 | 43,695,000 | 44,719,000 |
| Interest-bearing deposits | 34,491,000 | 33,211,000 | 32,184,000 | 33,930,000 |
| Noninterest-bearing deposits | 10,113,000 | 11,839,000 | 11,511,000 | 10,789,000 |
| Equity capital | 7,635,000 | 7,429,000 | 7,263,000 | 7,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,106,000 | 1,682,000 | 2,265,000 |
| Interest expense | 61,000 | 119,000 | 173,000 | 225,000 |
| Net interest income | 485,000 | 987,000 | 1,509,000 | 2,040,000 |
| Noninterest income | 40,000 | 84,000 | 137,000 | 179,000 |
| Noninterest expense | 365,000 | 753,000 | 1,141,000 | 1,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 160,000 | 318,000 | 523,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 318,000 | 523,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,138,000 | 7,296,000 | 7,502,000 | 7,607,000 |
| Total capital | 7,519,000 | 7,688,000 | 7,894,000 | 8,014,000 |
| Risk-weighted assets | 30,486,000 | 31,322,000 | 31,593,000 | 32,573,000 |