Call reports 2012
UNITED SECURITY BANK — 2012
What UNITED SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,468,000 | 48,895,000 | 50,285,000 | 49,711,000 |
| Total loans | 30,516,000 | 28,814,000 | 29,106,000 | 30,849,000 |
| Allowance for loan losses | 364,000 | 361,000 | 367,000 | 400,000 |
| Securities available for sale | 14,916,000 | 15,917,000 | 15,857,000 | 15,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,101,000 | 41,301,000 | 42,489,000 | 42,212,000 |
| Interest-bearing deposits | 32,095,000 | 32,943,000 | 32,997,000 | 32,679,000 |
| Noninterest-bearing deposits | 9,006,000 | 8,358,000 | 9,492,000 | 9,533,000 |
| Equity capital | 7,312,000 | 7,530,000 | 7,737,000 | 7,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,161,000 | 1,716,000 | 2,263,000 |
| Interest expense | 76,000 | 147,000 | 216,000 | 282,000 |
| Net interest income | 514,000 | 1,014,000 | 1,500,000 | 1,981,000 |
| Noninterest income | 36,000 | 76,000 | 121,000 | 161,000 |
| Noninterest expense | 363,000 | 742,000 | 1,108,000 | 1,573,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 69,000 |
| Pretax income | 181,000 | 336,000 | 530,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 336,000 | 530,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,778,000 | 6,933,000 | 7,126,000 | 6,978,000 |
| Total capital | 7,142,000 | 7,290,000 | 7,483,000 | 7,349,000 |
| Risk-weighted assets | 29,544,000 | 28,559,000 | 28,566,000 | 29,685,000 |