Call reports 2011
UNITED SECURITY BANK — 2011
What UNITED SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,481,000 | 47,166,000 | 47,128,000 | 47,417,000 |
| Total loans | 29,243,000 | 29,097,000 | 30,327,000 | 30,784,000 |
| Allowance for loan losses | 338,000 | 344,000 | 335,000 | 382,000 |
| Securities available for sale | 14,266,000 | 14,716,000 | 13,945,000 | 14,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,161,000 | 40,357,000 | 39,858,000 | 40,087,000 |
| Interest-bearing deposits | 30,486,000 | 30,204,000 | 29,020,000 | 28,979,000 |
| Noninterest-bearing deposits | 10,675,000 | 10,153,000 | 10,838,000 | 11,108,000 |
| Equity capital | 6,265,000 | 6,723,000 | 7,199,000 | 7,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,180,000 | 1,803,000 | 2,392,000 |
| Interest expense | 93,000 | 179,000 | 264,000 | 340,000 |
| Net interest income | 497,000 | 1,001,000 | 1,539,000 | 2,052,000 |
| Noninterest income | 45,000 | 107,000 | 156,000 | 200,000 |
| Noninterest expense | 379,000 | 757,000 | 1,132,000 | 1,575,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 59,000 |
| Pretax income | 157,000 | 341,000 | 547,000 | 620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 341,000 | 547,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,385,000 | 6,568,000 | 6,774,000 | 6,847,000 |
| Total capital | 6,723,000 | 6,912,000 | 7,109,000 | 7,214,000 |
| Risk-weighted assets | 27,849,000 | 27,539,000 | 28,800,000 | 29,354,000 |